Loan Products

Every Loan,
One Lender

Personal, business, home equity, auto, and MSME loans — all with transparent rates, fast approvals, and dedicated support.

5.9%

Rates Starting At

₹5 lakh–₹5 crore

Loan Amounts

24 hrs

Decision Time

₹0

Application Fee

All Products

Compare Our Loans

For salaried & self-employed individuals

Personal Loans

Quick funds for medical emergencies, weddings, travel, education, or debt consolidation.

Amount

₹50,000–₹40 lakh

Term

12 months – 84 months

Min. Score

Eligibility-based+

  • No collateral required
  • Fast approval
  • Flexible EMI options
  • No foreclosure charges with select lenders
Apply for This Loan
For MSMEs & growing businesses

Business Term Loans

Finance working capital, equipment purchases, inventory, or business expansion.

Amount

₹1 lakh–₹5 crore+

Term

12 months – 120 months

Min. Score

Eligibility-based+

  • Quick approvals
  • Minimal documentation
  • Flexible repayment
  • Dedicated support
Apply for This Loan
Buy, build, or renovate your home

Home Loans

Finance residential property with competitive interest rates and long repayment tenures.

Amount

₹5 lakh–₹10 crore+

Term

60 months – 360 months

Min. Score

Eligibility-based+

  • Long repayment tenure
  • Competitive interest rates
  • Balance transfer available
  • Tax benefits as per applicable laws
Apply for This Loan
New & used vehicles

Vehicle Loans

Finance new or used cars with quick approval and flexible repayment options.

Amount

₹1 lakh–₹2 crore

Term

12 months – 84 months

Min. Score

Eligibility-based+

  • Quick approval
  • Dealer-direct payment
  • New & used vehicle financing
  • Flexible EMI options
Apply for This Loan
Government-supported & private lender options

MSME Loans

Business financing for MSMEs under eligible government schemes and private lenders.

Amount

₹50,000–₹5 crore+

Term

12 months – 180 months

Min. Score

Eligibility-based+

  • Collateral-free options available
  • Government scheme eligibility
  • Flexible repayment
  • Dedicated MSME support
Apply for This Loan
Flexible working capital

Business Line of Credit

Access revolving business funds and pay interest only on the amount utilized.

Amount

₹1 lakh–₹5 crore

Term

Revolving – Annual renewal

Min. Score

Eligibility-based+

  • Pay interest only on used funds
  • Flexible withdrawals
  • Annual renewal with eligible lenders
  • Ideal for cash flow management
Apply for This Loan
Payment Estimator

Calculate Your Payment

Adjust the sliders to estimate your monthly payment. Actual rates depend on your credit profile and loan type.

₹1,00,000
₹1,00,000₹1,00,00,000
8.5%
3.0%30.0%
60 months
12 mo360 mo (30 yrs)

Estimated Payment

₹2,052/month
Principal₹1,00,000
Total Interest₹23,099
Total Payment₹1,23,099

*Estimate only. Actual rate and payment depend on creditworthiness. No commitment required.

Lock In My Rate
Qualification Guide

Do I Qualify?

General eligibility requirements. Many exceptions apply — our team evaluates your full financial picture.

Personal Loans

Min. Credit Score620+
Min. Annual Income₹5 lakh
EmploymentEmployed or Self-Employed
ResidencyIndian Resident or Eligible Applicant
Age18+

Business Loans

Min. Credit Score640+
Time in Business2+ Years
Annual Revenue₹2 crore+
Business TypeLLC, Corp, Sole Prop
LocationIndia-based Business

Home Equity

Min. Credit Score660+
Min. Home Equity20%
Max LTV85%
Property TypePrimary or Secondary Residence
Debt-to-Income43% or lower

These are general guidelines. LinkUp Finance evaluates each application individually. Applicants who don't meet standard criteria may still qualify through our alternative underwriting program. Checking your rate never affects your credit score.

Ready to Find Your Loan?

Apply in 5 minutes. Get a decision in 24 hours. No credit impact to check your rate.